Download PDF Eric J. Chang† I. Introduction Disclosure has been the primary mechanism for federal credit regulation[1] since the passage of the Truth in Lending Act (TILA) in 1968.[2] By mandating lenders to disclose key terms, TILA attempts to empower … [Read more...] about www.PayDayLoans.gov: A Solution for Restoring Price-Competition to Short-Term Credit Loans
Consumer Financial Protection Bureau
Why the Federal Reserve is Dodd-Frank’s Big Winner
Download PDF Evan Schnidman* At the height of the financial crisis, pundits and politicians were telling us all to expect an overhaul of financial regulation that would result in a brand new financial system.[1] Those of us who study such matters knew the term “overhaul” … [Read more...] about Why the Federal Reserve is Dodd-Frank’s Big Winner
Consumer Casualties?
Download PDF Amy J. Schmitz* On July 21, President Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank),[1] which among other things calls for creation of the Consumer Financial Protection Bureau (CFPB) to serve as a centralized … [Read more...] about Consumer Casualties?