Download PDF Eric J. Chang† I. Introduction Disclosure has been the primary mechanism for federal credit regulation since the passage of the Truth in Lending Act (TILA) in 1968. By mandating lenders to disclose key terms, TILA attempts to empower … [Read more...] about www.PayDayLoans.gov: A Solution for Restoring Price-Competition to Short-Term Credit Loans
Consumer Financial Protection Bureau
Download PDF Evan Schnidman* At the height of the financial crisis, pundits and politicians were telling us all to expect an overhaul of financial regulation that would result in a brand new financial system. Those of us who study such matters knew the term “overhaul” … [Read more...] about Why the Federal Reserve is Dodd-Frank’s Big Winner
Download PDF Amy J. Schmitz* On July 21, President Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank), which among other things calls for creation of the Consumer Financial Protection Bureau (CFPB) to serve as a centralized … [Read more...] about Consumer Casualties?