Download PDF Benjamin Lo† Introductory Note In 2008, the Securities and Exchange Commission made waves by deciding to regulate the nascent peer-to-peer lending industry. Only two lending platforms survived the SEC’s entry into a previously lightly-regulated market. Under … [Read more...] about It Ain’t Broke: The Case For Continued SEC Regulation of P2P Lending
CFPB
www.PayDayLoans.gov: A Solution for Restoring Price-Competition to Short-Term Credit Loans
Download PDF Eric J. Chang† I. Introduction Disclosure has been the primary mechanism for federal credit regulation[1] since the passage of the Truth in Lending Act (TILA) in 1968.[2] By mandating lenders to disclose key terms, TILA attempts to empower … [Read more...] about www.PayDayLoans.gov: A Solution for Restoring Price-Competition to Short-Term Credit Loans
Regulating Payday Loans: Why This Should Make the CFPB’S Short List
Download PDF Nathalie Martin* In response to the nation’s biggest financial challenge since the depression,[1] Congress enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Act”),[2] which in turn created the Consumer Financial Protection Bureau (the … [Read more...] about Regulating Payday Loans: Why This Should Make the CFPB’S Short List