Download PDF John Crawford* and Tim Karpoff** A notably bitter battle over financial reform in the wake of the crisis of 2008 has centered on a mandate that federally insured depository institutions—i.e., banks—refrain from entering into certain derivatives contracts. … [Read more...] about The Swaps Pushout Rule: Much Ado About the Wrong Thing?
Download PDF Eric J. Chang† I. Introduction Disclosure has been the primary mechanism for federal credit regulation since the passage of the Truth in Lending Act (TILA) in 1968. By mandating lenders to disclose key terms, TILA attempts to empower … [Read more...] about www.PayDayLoans.gov: A Solution for Restoring Price-Competition to Short-Term Credit Loans